Sector practice
Microfinance, Susu & Non-Bank Financial Institutions
Bank of Ghana licensed micro-credit, money lending, susu, savings and loans and financial NGOs. High transaction volume, thin margins, intense supervision and a workforce that turns over quickly.
What keeps these clients awake
- Prudential returns and BoG examinations
- Loan loss provisioning and portfolio-at-risk discipline
- AML/CFT and source-of-funds obligations
- Weak field-level controls over cash collections
How we help
- Loan portfolio review, ageing and provisioning assessment
- BoG prudential returns preparation and review
- AML/CFT compliance pack — manual, risk assessment, training and FIC reporting
- Branch and field operations audit
- Licensing, renewal and capital adequacy support
Where to start
Portfolio and provisioning health check — a two-week diagnostic on loan book quality and returns accuracy.
Talk to a partner